Are you protecting the most important things in your life?

Today’s choices determine the legacy that we will leave for our family to live with. You are what you make of yourself!

You are what you make of yourself!

What do you value the most?

Is it your FAMILY?

Or your possessions?

But, have you noticed that

As you age, you become more susceptible to illness than when you were younger?

And by the time you hit your retirement age, your immune system tends to get weaker thus,

You are more prone to getting sick

And before you know it, you spend your life savings,

And retirement income just to pay for unwanted hospital bills

And worse… medical debts.

Trust me, this isn’t what you want to have happened.

On top of that, would you want your family to suffer because you are not prepared to face this reality?

Let FINANCIAL LITERACY free you from financial distress,

Ensure that your family will continue to experience life without burdens despite your absence?

Let’s See How This Might Happen…

Let’s face the cold hard truth,

Life sometimes requires us to spend more money than we can afford.

Emergencies happen, and we experience financial drain at a moment's notice.

Life challenges like job loss, sickness, or even death, could leave us with nothing if we are not prepared.

It’s in moments like these that LIFE INSURANCE can become extremely helpful!

While many are afraid of understanding how life insurance actually works,

Let me tell you the benefits now, plain and simple...

Life insurance can be like buying a stack of cash that will be delivered to your family in the event you die.

It can be literally buying money at a discount!

THAT IS WHY

aims to...

Here are 3 main reasons why

getting Life Insurance is necessary:

1. LIFE INSURANCE CAN GIVE YOU PEACE OF MIND.

2. LIFE INSURANCE CAN PROTECT YOUR FAMILY FROM LOSS.

3. LIFE INSURANCE CAN ENSURE YOUR CHILDREN’S FUTURE.

Imagine possessing these three things right now,

These are the emotional and psychological effects of having life insurance that you can trust.

Knowing that you and your family’s financial safety is secure.

Your life can be so much simpler and happier.

Financial Protection can be POSSIBLE if you take the right ACTION!

You want to connect with the right financial planner.

And what qualifies me to be the right person to talk to about life insurance is this:

I open opportunities for people to connect with an appropriate financial model that will work for them.

If you told me that Usain Bolt was your model for running and that you’re using him to prepare for running a marathon,

I would congratulate you on being able to get close to him and then suggest finding a Kenyan model to follow.

And let me tell you why...

Working on three continents with multiple cultural and linguistic groups gives me the practical experience of listening to know the real issues people are facing.

There is always a solution to your life insurance concern.

There is even more than one solution to your financial challenges.

Are you trying to find it?

Good solutions are outside the box.

Working and thinking in multiple languages and cultures makes the box irrelevant.

Let me help you find the right financial strategy for your life circumstances.

You’ll find my approach is outside the box.

But I can guarantee you, it works for my clients.

So if you’re looking for the right kind of financial planner to talk to,

Book a call with me, and let’s talk about how I can help you!

Don’t wait around, as my calendar gets easily filled out.

What do you get when you book a call with me?

First, we discuss your goals: What are your dreams? What is your timeline? What is holding you back?

Second, you decide from among the possible solutions the one that you feel is the best fit for your life circumstance.

Third, you implement your plan and enjoy the life you desire.

And I provide client satisfaction

by following the simple 3-Step IPE process:

IDENTIFY

Determine the areas of

financial strength and stress

PLAN

Create and apply

your action plan

ENJOY

Live the life you

have dreamed of

Pretty simple, right?

But that’s not all!

Here’s more of what’s in store for you if you decide to become my client…

#1 FINANCIAL NEEDS ANALYSIS

  • Determine life’s most important asset for your circumstances.
  • Discover the importance of your Financial Independence Number.

#2 INSURABLE NEEDS ASSESSMENT

  • Protect your family from your existing Liability Exposure.
  • Plan the disposition of your Estate and make it legally binding.
  • Leave a Legacy designed to provide for and to train your descendants in using and repeating the family legacy.

#3 FINANCIAL EDUCATION

  • Learn the three (3) elements that can be controlled in planning.
  • Get a head start in having funds for your children’s higher education using Post-Tax Income.
  • Discover how Trusts provide current and future control over your assets.
  • Find out what Control Beyond the Grave means.
  • Get to know a life-time income that you like.

#4 PERSONAL GROWTH & DEVELOPMENT

  • Meet the best version of yourself and grow your vision of what you are able to do.
  • Pay it Forward and meet yourself as a Philanthropist.

Want to learn more?

Don’t just take my word for it

WHAT SOME OF MY CLIENTS ARE SAYING

“(Richard) is present and takes me seriously when we meet. He tells me the truth, even when it is hard to take, and finds a way to encourage me to make the decision that will be the best one for me, my character and my future. He has years of experience working on three continents and the wisdom that God has given him through those years and experiences. When it seems like everyone has an agenda, Richard’s agenda is your success. He is interested in the end result of today’s decisions. He approaches choices looking at what will be the best possible outcome for you. I have learned from him to look for potential unintended consequences of those choices.”


Jesse Cruz

Entrepreneur, Life Coach

Does this picture make sense?

Most people have insurance on houses, cars, jewelry, and all kinds of things…

BUT not on OURSELVES.

So, let me tell you what happens to the family if the BREADWINNER dies?

  • They will LOSE the house
  • They will LOSE the car
  • They have to MOVE
  • The kids will get TAKEN OUT of the schools
  • They will LOSE their friends and church because they don’t live in the same area anymore
  • The remaining spouse (husband or wife) usually DOESN’T MAKE ENOUGH MONEY to cover the bills; thus, living under the poverty line

The list could go on and on… and this financial loss can continue to haunt the family for several generations.

NOW IS THE TIME TO DO SOMETHING TO PREVENT THIS!

So, I say this again...

There is ALWAYS a solution!

It is only a matter of finding it.

And I’m here to show you the way.

NOW, HERE’S WHAT YOU CAN DO,

Once you set an appointment with me,

I will give you my full and undivided attention,

To understand your needs and recommend the best financial plan for you.

Sound fair?